• Pragerisms

    For a more comprehensive list of Pragerisms visit
    Dennis Prager Wisdom.

    • "The left is far more interested in gaining power than in creating wealth."
    • "Without wisdom, goodness is worthless."
    • "I prefer clarity to agreement."
    • "First tell the truth, then state your opinion."
    • "Being on the Left means never having to say you're sorry."
    • "If you don't fight evil, you fight gobal warming."
    • "There are things that are so dumb, you have to learn them."
  • Liberalism’s Seven Deadly Sins

    • Sexism
    • Intolerance
    • Xenophobia
    • Racism
    • Islamophobia
    • Bigotry
    • Homophobia

    A liberal need only accuse you of one of the above in order to end all discussion and excuse himself from further elucidation of his position.

  • Glenn’s Reading List for Die-Hard Pragerites

    • Bolton, John - Surrender is not an Option
    • Bruce, Tammy - The Thought Police; The New American Revolution; The Death of Right and Wrong
    • Charen, Mona - DoGooders:How Liberals Hurt Those They Claim to Help
    • Coulter, Ann - If Democrats Had Any Brains, They'd Be Republicans; Slander
    • Dalrymple, Theodore - In Praise of Prejudice; Our Culture, What's Left of It
    • Doyle, William - Inside the Oval Office
    • Elder, Larry - Stupid Black Men: How to Play the Race Card--and Lose
    • Frankl, Victor - Man's Search for Meaning
    • Flynn, Daniel - Intellectual Morons
    • Fund, John - Stealing Elections
    • Friedman, George - America's Secret War
    • Goldberg, Bernard - Bias; Arrogance
    • Goldberg, Jonah - Liberal Fascism
    • Herson, James - Tales from the Left Coast
    • Horowitz, David - Left Illusions; The Professors
    • Klein, Edward - The Truth about Hillary
    • Mnookin, Seth - Hard News: Twenty-one Brutal Months at The New York Times and How They Changed the American Media
    • Morris, Dick - Because He Could; Rewriting History
    • O'Beirne, Kate - Women Who Make the World Worse
    • Olson, Barbara - The Final Days: The Last, Desperate Abuses of Power by the Clinton White House
    • O'Neill, John - Unfit For Command
    • Piereson, James - Camelot and the Cultural Revolution: How the Assassination of John F. Kennedy Shattered American Liberalism
    • Prager, Dennis - Think A Second Time
    • Sharansky, Natan - The Case for Democracy
    • Stein, Ben - Can America Survive? The Rage of the Left, the Truth, and What to Do About It
    • Steyn, Mark - America Alone
    • Stephanopolous, George - All Too Human
    • Thomas, Clarence - My Grandfather's Son
    • Timmerman, Kenneth - Shadow Warriors
    • Williams, Juan - Enough: The Phony Leaders, Dead-End Movements, and Culture of Failure That Are Undermining Black America--and What We Can Do About It
    • Wright, Lawrence - The Looming Tower

Loans Enslave the Unlearned Long After Their Unlearning Years

Private Loans to Students up Last Year
March 4, 2014 from the National Center for Policy Analysis

Private lending to students increased 8.1 percent last year from the previous year, says the Wall Street Journal.

Banks and lenders are turning to students for business. With the employment picture improving new graduates can more easily find jobs, which makes lenders more comfortable in dealing with them. Similarly, banks see students with high earning potential as a rich source of lifelong revenue.

•Last year, the seven largest private lenders issued almost $6.9 billion in loans to students. That is an increase of 8.1 percent from 2012, and it is the second consecutive year of growth since 2009.
•As MeasureOne Chief Executive Dan Feshbach explained, “We are at a turn — there’s a lot of momentum and a lot of interest in private student loans. Banks are seeing more upside than downside to these loans.”
•Borrowers with high credit scores can benefit from private loans, while those with poor credit are generally stuck with government loans. Private loan rates vary considerably, from 2 percent for those with strong credit to more than 10 percent.
•Of total outstanding student loan debt, private loans account for just 13.9 percent of the $1.2 trillion student loan market. Private loans peaked in 2008, when they constituted 18.6 percent of total student loan debt.
•Private lenders retreated from the market during the recession, with the dollar amount of loans falling 50 percent in the 2008 to 2009 school year. During that same time, federal student loan funding increased 26 percent. Federal loans have very loose underwriting standards and do not run credit score checks on applicants.
The default rate for federal loans has only risen since 2005 (when it was 4.6 percent), with 10 percent of borrowers defaulting by September 2012 on loans from the previous year. Among private lenders, however, default rates have dropped, falling to 3.02 percent for the seven largest lenders in the third quarter of 2013.

Lenders are more confident and willing to issue loans for students who have cosigners, as most students cannot show an ability to repay.

Source: Annamaria Andriotis, “Banks Take Interest in College Lending,” Wall Street Journal, February 24, 2014.

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